Checking
Personal
Checking
Community First Bank offers a variety of checking accounts to meet your needs. Call us today to find out which account will work best for you.
Free Kasasa Cash® Checking
We pay you to bank with us. Earn really high rates and refunds on your ATM fees* for doing banking basics.
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Free Kasasa Cash Back® Checking
Get paid to go shopping. This free account pays cash back on your debit card purchases and refunds your ATM fees.*
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Free Kasasa Saver®
Simplify saving by linking this free account to your Kasasa Cash® or Kasasa Cash Back® checking. Earn a high rate monthly.
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Free Kasasa Tunes® Checking
Earn refunds for what you buy on iTunes®, Amazon®, or Google Play™. You'll also get refunds on ATM fees, nationwide.*
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Kasasa Accounts and Benefits Explained
*APY=Annual Percentage Yield. Balances up to $10,000 receive APY of 2.25%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 2.25% to 0.51% APY depending on the account's balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Click the 'Learn More' button for more information.
InControl Checking
- Description
- Our basic checking account
- Requirements
- None
- Benefits
- Free Debit Card
- Free Online and Mobile Banking
- Free Online BillPay
- Free eStatements
- Costs
- $6.00 monthly fee. Fee is reduced by $4.00 for taking and eStatement and by $0.25 per debit card transaction. For example, the fee can be eliminated by taking an eStatement and completing 8 debit card transactions in a statement cycle.
NOW Checking
- Description
- A checking account that pays interest
- Requirements
- Minimum Balance to Open Account and to Earn Interest- $1,000.00
- Benefits
- Interest earned based on the average daily collected balance of $1,000.00
- Check images returned with your monthly statement
- ATM or Debit card available (Annual Debit card fee and replacement fee for lost cards assessed)
- Costs
- $5.00 monthly maintenance fee if the account balance falls below $1,000.00
- Activity fee of $.15 per debit if the account balance falls below $1,000.00
- Interest rates may change at any time at the discretion of the bank
Money Market Account
- Description
- Interest bearing account allowing limited withdrawals
- Requirements
- Minimum Balance to Open Account - $1,000.00
- Transactions are limited to 6 debits per month
- Benefits
- Attractive Interest rates earned based on the required minimum daily balance of $1,000.00
- Check images returned with your monthly statement
- Costs
- $5.00 monthly maintenance fee if the account balance falls below $1,000.00
- Activity fee of $3.00 per debit in excess of 6 debits, if the account balance falls below $1,000.00
- Interest rates may change at any time at the discretion of the bank
AdvantAge 55 Checking
- Description
- A checking account for persons 55 and older that pays interest
- Requirements
- No Minimum Balance to Open Account
- Must be at least 55 years old to open an account
- Benefits
- Interest earned based on the average daily collected balance of $1,000.00
- Check images returned with your monthly statement
- ATM or Debit card available (Annual Debit card fee and replacement fee for lost cards assessed)
- FREE checks (large selection of AdvantAge 55 Checks available to choose from)
- FREE money orders
- FREE photo copies
- Unlimited number of checks written per month
- Costs
- Interest rates may change at any time at the discretion of the bank
Student Checking
- Description
- A basic checking account for high school and college students
- Requirements
- No Minimum Balance to Open Account
- Benefits
- Check images returned with your monthly statement
- ATM or Debit card available (Annual Debit card fee and replacement fee for lost cards assessed)
- Unlimited number of checks written per month
- Costs
- $5.00 monthly maintenance fee if the account balance falls below $50.00
