Simplify saving by linking this free account to your Kasasa Cash® or Kasasa Cash Back® checking. Earn a high rate monthly.

Make saving effortless.

At Community First Bank, we want to make saving as easy as possible for you. That's why we offer Kasasa Saver® — a free account that links to your Kasasa Cash or Kasasa Cash Back checking to make saving automatic.

Every month you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Your Kasasa Saver also pays up to .30% APY* on your balance. Visit us today to open your accounts in minutes.

Benefits

• Free account that builds savings automatically
• Links to free Kasasa Cash or Kasasa Cash Back checking
• Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
• .30% APY on balances up to $49,999
• .30% to 0.23% APY on balances over $50,000 depending on balance in account
• 0.05% APY if qualifications are not met on Kasasa Cash or Kasasa Cash Back
• No minimum balance to earn rewards
• No monthly service fees
• Free online banking
• Free mobile banking
• Free eStatements
• No minimum deposit to open

Earning your Kasasa rewards is easy.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• Have at least 10 debit card purchases post and settle
• Be enrolled in and agree to receive eStatements
• Have at least 1 ACH credit or debit transaction post and settle

But if you don't meet these qualifications, don't worry.

Your Kasasa accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

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*APY=Annual Percentage Yield.
** **APY=Annual Percentage Yield. ** **Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $49,999 receive APY of .30%; and balances over $50,000 earn 0.20% interest rate on the portion of balance over $50,000, resulting in a range from .30% to 0.23% APY depending on the account's balance. Kasasa Cash: Balances up to $14,999 receive APY of 2.00%; and balances over $15,000 earn 0.20% interest rate on the portion of balance over $15,000, resulting in a non-compounding range from .70% to 0.27% APY depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $233.33 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash/Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY of 0.05%. Kasasa Cash Back: No cash back payments are made. When linked to the Kasasa Saver account, the interest/cash back earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APYs accurate as of 10-20-2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Ten monthly debit card transactions, at least one ACH debit or credit transaction that posts and settles, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. A Kasasa checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A. Ten monthly debit card transactions, at least one ACH debit or credit transaction that posts and settles, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications.