Free Kasasa Cash Checking
Get World-Class Rewards
with neighborly service.
Kasasa Cash® Checking.
We pay you to bank with us. Earn really high rates and refunds on your ATM fees* for doing banking basics.
Earn a high rate every month.
Kasasa Cash® is the kind of checking account our customers deserve. Get free checking that rewards you for doing banking basics that save us money and save you time.
You'll get up to .70% APY APY on your balance with refunds on your ATM fees, nationwide.** That means every ATM becomes your ATM. You can even link your account to a free Kasasa Saver® to build your savings with ease. Visit us today to open your accounts.
- Free checking that pays high interest
- .70% APY* on balances up to $14,999
- .70% to 0.27% APY on balances over $15,000 depending on balance in account
- 0.05% APY if qualifications aren't met
- Unlimited refunds on ATM fees, nationwide
- Link to free Kasasa Saver account for easy savings
- No minimum balance to earn rewards
- No monthly service fees
- Free online banking
- Free mobile banking
- Free eStatements
- Free MasterCard® debit card
- No minimum deposit to open
Earning your Kasasa rewards is easy.**
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Have at least 1 ACH credit or debit transaction post and settle
But if you don't meet these qualifications, don't worry.
Your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY=Annual Percentage Yield.
APY=Annual Percentage Yield. APY=Annual Percentage Yield. **Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $14,999 receive APY of .70%; and balances over $15,000 earn 0.20% interest rate on the portion of balance over $15,000, resulting in a range from .70% to 0.27% APY depending on the account's balance and (2) you will receive unlimited reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APYs accurate as of 10-20-2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Ten monthly debit card transactions, at least one ACH credit or debit that posts and settles, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, registered in the U.S.A. Balances up to $14,999 receive APY of .70%; and balances over $15,000 earn 0.20% interest rate on the portion of balance over $15,000, resulting in a range from .70% to 0.27% APY depending on the account's balance… Ten monthly debit card transactions, at least one ACH debit or credit transaction that posts and settles, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications